Auto Loans ¹

Year	Max Term	Rate as low as*	APR as low as*	Max LTV
2009-2008	60 Months	6.040%	6.564%	105%
2007	60 Months	6.190%	6.715%	105%
2006	60 Months	6.340%	6.866%	105%
2005	60 Months	6.540%	7.067%	105%
2004	48 Months	7.090%	7.741%	105%
2003	48 Months	7.490%	8.143%	105%
2002 & Older	36 Months	7.990%	8.847%	105%

Consumer Secured Loans ²

Max Term	Rate as low as*	APR as low as*	Max Loan Amt.
60 Months	9.000%	9.721%	$7,500

Unsecured Installment Loans ³

Max Term	Rate as low as*	APR as low as*	Max Loan Amt.
36 Months	14.990%	16.792%	$5,000

* Rates and APRs effective as of 1/1/2009 and are subject to change without notice.

Stop by the branch office nearest you, call or e-mail a Consumer Loan Officer for more information about these and other loan programs we have available.

¹ These rates and APR's assume a $10,000 loan amount.
² These rates and APR's assume a $7,500 loan amount.
³ These rates and APR's assume a $5,000 loan amount.

The information here is meant to be a summary. Please contact us for a complete disclosure.

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