First Federal Gives You Choices!

Whether your business or organization generates a large or small volume of transactions, First Federal has a commercial deposit account that's perfect for your needs. Offering competitive earnings, a host of benefits, and attentive, personalized service that you won't find elsewhere, First Federal is your FIRST choice for commercial accounts.

Designed for the very active account with many transactions, Commercial Checking offers:

• Earnings Credits to offset fees
• Imaged checks returned with statements
• End-of-month statements

For those customers who prefer to utilize excess funds in their Commercial Checking account, First Federal offers the convenience and profitability of our Business Sweeps program:

• Excess funds can be automatically swept to available interest-bearing accounts according to predetermined criteria
• Can be used to maintain a zero balance
• Can be used for payroll sweeps where items are paid as they come in
• Ideal for overdraft protection
• Can be applied toward your commercial loan or line of credit

For the business with a low transaction volume (300 or fewer transactions monthly), First Federal offers the perfect low-cost account!

• No monthly fees with $100 minimum balance
• Imaged checks returned with statements
• End-of-month statements

For those Sole Proprietorships, First Federal is pleased to offer the convenience of Sole Proprietorship Checking:

• No minimum balance
• Interest earned on larger balances can offset per-transaction fees and add to account balance
• Can utilize Business Sweeps program
• Imaged checks returned with end-of-month statement

For more information about Sole Proprietorship Checking, contact your First Federal Business Representative.

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