Checking Accounts

GONZONo Fee InterestFirst ClassHigh Yield

Checking Account Comparison Table
High Monthly
Interest Rate
Debit Card
Check Writing
eStatements No Minimum
Balance to
Earn Interest
No Monthly
Service Charge
GONZO check
No Fee
First Class
High Yield check

eStatements are required for GONZO checking accounts but are available on all checking accounts.

GONZO Checking Account

GONZO Checking is a new kind of checking account that rewards you with a significantly higher interest rate. Simply sign up for eStatements and make a minimum of 12 purchases1 using your Visa Check Card per statement cycle to earn a higher interest rate. Earn higher interest rates with additional bonus tiers. Bonus tiers are determined by purchase totals and number of transactions.


  • Refunds of surcharges on the first six non-First Federal ATM transactions per statement cycle (max $15/cycle)2
  • The security of using a Visa Check Card for your purchases
  • The security of electronic statement delivery
  • Using fewer checks lowers the expense of buying checks
  • Get cash back when making normal purchases and avoid a trip to the ATM
  • Still earn the No-Fee Interest Checking rate if you cannot meet the minimum level of transactions

Current Rates

No Fee Interest Checking

This checking account is designed for individuals who want to simplify their banking experience.


  • No minimum deposit to open
  • No minimum balance to earn interest
  • No monthly service charge

With a No Fee Interest Checking account you also receive FREE notary service and unlimited check writing.

Current Rates

First Class Checking

The First Class Checking account is for those individuals who want a little more for their money. The features on this account are endless! First Class Checking accounts require a $200 minimum deposit to open and a $100 minimum balance to earn interest. There is no monthly service charge if you maintain a balance of at least $500 and are over the age of 50.


  • FREE specialty checks
  • FREE imaged checks
  • FREE notary service
  • Application fee waived for Consumer Loans
  • $50 discount on Mortgage application fees

Current Rates

High Yield Checking

The High Yield Checking account is for those individuals wanting to earn interest on their deposits while keeping them liquid. There is a $2,500 minimum deposit to open and a $10 monthly service charge if the account balance falls below $2,500. The High Yield Checking account has several tiers to help you earn more!


  • First 25 checks are FREE
  • Imaged statements
  • FREE notary service
  • Unlimited check writing

Current Rates

1ATM transactions do not count towards the total.
2You will forfeit ATM surcharge refunds if the minimum 12 transactions are not met during the statement cycle.

Contact a branch office nearest you for more information.