Commercial Checking

A Commercial Checking account is designed for an active account with many transactions. A great feature with this account is the Combined Analysis, which means if you have multiple accounts we can merge your earnings credit from less active accounts to offset fees from accounts with higher activity levels. Keeping a close eye on the books has never been easier.


  • Generous earnings credits to reduce or eliminate fees
  • Imaged checks returned with statements
  • End-of-month statements

Contact a Relationship Banker for more information.

Business Online Banking

Click here to access Business Online Banking


Internal Revenue Service-IRS

Click here for information on the Coronavirus Tax Relief & Economic Impact Payments

Lost or Stolen ATM/Debit Card?

Please contact us Monday through Friday from 8:00 AM CST to 5:00 PM CST at (812) 492-8123, if your ATM or Visa Debit card is lost or stolen. After normal business hours, call (800) 554-8969. A fraud dispute form can also be filled out and emailed to or dropped off at any of our locations. Please click here to access the form. 

Traveling? Contact Us!

At First Federal, we take extra precautions to protect your account. We monitor ATM and debit card transactions to protect you from fraud. Therefore, we may call you to verify transactions and ask questions about your account. If you plan on using your ATM or debit card, please notify us of your destination and dates of travel at 866-492-8123 or by visiting one of our Banking Centers.

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