Deposit Rates

PersonalCheckingRates5

DescriptionTierAPY*
GONZO Checking1 Base0.10%
Bonus 10.20%
Bonus 20.25%
Bonus 30.35%
Bonus 40.45%
No Fee Interest Checking$00.05%
First Class Checking3 $1000.05%
High-Yield Checking$00.10%
$2,500 0.10%
$10,000 0.10%
$25,000 0.13%
$75,000 0.13%
$150,000 0.15%
$250,000 0.15%
Health Savings Account$00.25%
$10,0010.50%
$25,001 1.00%
$50,001 1.25%
$75,001 1.50%

MoneyMarketRates5

DescriptionTierAPY*
Regular$00.05%
Money Market$1,000 0.12%
$10,000 0.15%
First Choice Money Market$00.15%
$10,000 0.15%
$25,000 0.18%
$75,000 0.18%
$150,000 0.20%
$250,000 0.20%

SavingsRates5

DescriptionMinimumAPY*
Statement Savings$1000.10%
Christmas Club2 $250.10%
Centennial Savings$2,500 0.15%
$10,000 0.20%
$25,000 0.20%
$75,000 0.22%
$150,000 0.25%
$250,000 0.25%
$500,000 0.25%
$1,000,000 0.25%
 

Specialty CD Rates4

DescriptionMinimumAPY**
8 Month$5000.40%
15 Month$5000.50%
23 Month$5000.55%
30 Month$5000.60%
18 Month Variable Rate IRA$500.05%

RegularCDRates4

DescriptionMinimumAPY*
91 Day$2,500 0.25%
182 Day$2,500 0.30%
1 Year$5000.40%
18 Month$5000.45%
2 Year$5000.50%
3 Year$5000.55%
4 Year$5000.60%
5 Year$5000.65%
6 Year$5000.65%
7 Year$5000.65%
8 Year$5000.65%
10 Year$5000.65%

 


BusinessCheckingRates5

DescriptionTierAPY*
Community First Checking$00.10%
DescriptionRate
Earnings Credit Rate0.10%

*APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Fees could reduce earnings. Rates effective as of 7/1/2021 and are subject to change without notice.

1-Rate is the same as the No Fee Interest Checking rate for the statement cycle if minimum activity requirements are not met.

2-Christmas Club- $25 minimum to open.

3-First Class Checking- $200 minimum to open

4-Penalty may be imposed for early withdrawl

5-Rate may change after account is opened

 Contact a banking center nearest you for more information.