Checking Account Comparison Table
|High Monthly Interest Rate||FREE Debit Card||Unlimited Check Writing||FREE Checks||eStatements||No Minimum Balance to Earn Interest||No Monthly Service Charge|
|No Fee Interest|
|New Start Checking|
eStatements are required for GONZO checking accounts but are available on all checking accounts.
GONZO Checking is a new kind of checking account that rewards you with a significantly higher interest rate. Simply sign up for eStatements and make a minimum of 12 purchases 1 using your Visa Debit Card per statement cycle to earn a higher interest rate. Earn higher interest rates with additional bonus tiers. Bonus tiers are determined by purchase totals and number of transactions.
- Refunds of surcharges on the first six non-First Federal ATM transactions per statement cycle (max $15/cycle)2
- The security of using a Visa Debit Card for your purchases
- The security of electronic statement delivery
- Using fewer checks lowers the expense of buying checks
- Get cash back when making normal purchases and avoid a trip to the ATM
- Still earn the No-Fee Interest Checking rate if you cannot meet the minimum level of transactions
This checking account is designed for individuals who want to simplify their banking experience.
- No minimum deposit to open
- No minimum balance to earn interest
- No monthly service charge
With a No Fee Interest Checking account you also receive FREE notary service and unlimited check writing.
The First Class Checking account is for those individuals who want a little more for their money. The features on this account are endless! First Class Checking accounts require a $200 minimum deposit to open and a $100 minimum balance to earn interest. There is no monthly service charge if you maintain a balance of at least $500 and are over the age of 50.
- FREE specialty checks
- FREE imaged checks
- FREE notary service
The High Yield Checking account is for those individuals wanting to earn interest on their deposits while keeping them liquid. There is a $2,500 minimum deposit to open and a $10 monthly service charge if the account balance falls below $2,500. The High Yield Checking account has several tiers to help you earn more!
- First 25 checks are FREE
- Imaged statements
- FREE notary service
- Unlimited check writing
The New Start Checking Account is for those individuals who have been reported to Chexsystems. It offers the customer a “second chance” at maintaining a checking account. After being opened for a period of one year, this account is potentially eligible to convert to another type of checking account. OOPS! is not available on New Start Checking.
- $50 Minimum to Open
- No minimum balance required
- Just a $5 monthly fees on the account